As I started reading the report on thereferendum in the Irish Times, I noticed another item that said: “Fall in house prices accelerating”. Great! Thousands of mortgage holders, who bought a house just to put a roof over their family’s heads, are in further misery. People who were stuck in a high and speculative investor-driven rental market, people who thought buying a home made sense, have been buried deeper in negative equity - the same people who suffered levies, cuts and job losses for the benefit of banks, builders and bond holders; the very same people whose mortgage debts (real money) to the banks stayed the same while all their income and the value of their homes kept dropping. Not a few, but thousands of people are at the point of losing their family homes. They can’t sell them, they can’t pay for them but they are now asked to pay another €100 (to begin with) for their homes.